Refinance your Equipment and Boost Your Cash Flow
Free up capital without giving up the equipment you rely on
At Fincap, we help Canadian businesses unlock the full value of their existing assets. Whether you're managing high monthly payments or simply need to inject cash into your operations, equipment refinancing offers a flexible way to regain control of your finances—without sacrificing productivity.Our network of over 25 trusted lenders allows us to tailor each refinancing plan to your needs, with competitive terms and fast approval. You keep your equipment. We help improve your cash flow.
What is Equipment Refinancing and How Does It Work?
Equipment refinancing allows you to replace your existing equipment loan or lease with new, more favorable terms. Instead of applying for new credit, you use your owned equipment as collateral—unlocking cash flow while keeping the asset in your operations. It’s a smart way to reduce your monthly costs and reinvest in your business.
The Key Benefits of Refinancing Your Equipment with Fincap
Improve your Cash Flow
Refinancing your equipment grants you the financial flexibility and cash flow needed to take your business growth to a whole new level.
50% to 75% of your equipment value
We can refinance up to 75% of your equipment's value and even more in certain case.
Payments are 100% tax deductible
As lease payments, you can deduct 100% of your monthly payment. This is a huge fiscal advantage.
12 to 48 months term
Refinance your equipment over a 12 to 48 month period, and enjoy the same competitive terms as an equipment leasing option. Refinance smarter – Estimate your payments in just a few clicks!
Explore Smarter Refinancing Options with Fincap.
We offer simple, flexible solutions to help you refinance your equipment and access working capital—faster. Our advisors tailor every proposal to your financial goals and business realities
Why choose Fincap for your Equipment Refinancing?
With decades of experience behind us, we have developed unique expertise regarding all types of equipment refinancing. By understanding our clients' needs and opportunities, we can provide them with the best possible service.
Moreover, as an independent broker we have access to more than 25 lenders across the country. This gives us a great chance to find financing that meets your unique needs.
If you require a tailored refinancing for your equipment, don't hesitate to contact us or apply online. We will do our best to get you the most suitable and advantageous agreement that fits your business objectives.
3 easy steps for your Equipment Financing needs
The Fincap leasing experience is simple, quick, and customized to your financial needs.
Whether it be an individual's private sale or equipment listed by a dealer, there are numerous options available.
Click the Apply Now button and start filling out your application!
Get a response within 24 to 48 hours.